Okay, its raining and you can't go outside: that is not so bad. And yes, the emergency alert system has alerted -- watch out for all those urban and small stream floods. All the more reason to celebrate: January is the best month of the year. Why? Its rain and floods will help us clear [...]
What affect will the Trump presidency have on the market, Sacramento investors, and on my portfolio? My answer is as follows: I don't know. And my second answer is this: it does not matter. You will hear many so called experts in the media in the coming weeks attempt to answer this question. They don't [...]
Recent headlines about how Russian hacks could affect our election or how cyber attacks have taken down major websites has brought to mind how important it is for all of us to keep a watch on our own personal online security. I spoke with my good friend David Lucht of WP-Sanity.com who is an expert [...]
Not the political debates, but the big retirement debate: What is more important, what the market does today or next week or what we do over the course of years before we reach retirement age? There is no question about winner of that debate. Let's focus on what we can control and let the market [...]
Being a parent has been one of the most rewarding experiences of my life. It has brought me so much joy to watch my baby begin to grow up. As with most of you, I am now being faced with the reality of saving for my retirement and for college. Every time I see how [...]
What is a 529 Plan?: A 529 Plan is an education savings plan operated by a state or educational institution designed to help families set aside funds for future college costs. It is named after Section 529 of the Internal Revenue Code which created these types of savings plans in 1996. These have [...]